Ramit Bhatia is a high-performing commercial financing specialist recognized for structuring and executing complex, high-value transactions across the commercial real estate and business financing landscape. With over 10 years of experience spanning major Canadian financial institutions and the brokerage space, Ramit brings a refined, strategic approach that consistently delivers results for developers, investors, and business owners.

 

Prior to joining Legacy Mortgage Group, Ramit built a strong institutional foundation at leading banks including Scotiabank and RBC, where he earned multiple accolades for performance and leadership, including the Culture Catalyst Award (2021) and the Royal Performance Award (2022 & 2023).

 

Since transitioning into the brokerage space, Ramit has established himself as a top-tier producer, consistently recognized for excellence and impact. His recent accolades include the Commercial Excellence Award from Legacy Mortgage Group (2024 & 2025). Nationally, he has been recognized by The Mortgage Centre Canada with the prestigious Circle of Distinction Gold Ambassador’s Club Award (2024 & 2025) and was inducted into the MCC Elite Club (2025)—a distinction reserved for top-performing brokers across the network.

 

Ramit specializes in structuring financing across a broad range of asset classes, including construction and land development, CMHC-insured multi-family (MLI Select), retail plaza investments, industrial assets, office properties, and owner-occupied real estate. He also advises on business banking facilities and equipment financing, supporting clients across industries such as healthcare, transportation, energy, and retail.

 

What sets Ramit apart is his ability to navigate complexity and align capital with strategy. He works closely with clients to optimize deal structures, negotiate effectively with lenders, and unlock scalable growth opportunities—often delivering solutions beyond conventional lending frameworks. Ramit works extensively with all the national lenders across Alberta, mortgage investment corporations, private lenders, and capital syndicates, providing clients with access to a full spectrum of financing solutions—from institutional debt to highly customized and structured capital.

 

Recognized for his responsiveness, precision, and forward-thinking approach, Ramit is committed to building long-term partnerships and delivering tailored financial solutions that support his clients’ short-, medium-, and long-term objectives.