Residential Mortgages
We’re here to make mortgages simple.
Whether you’re a first-time homebuyer, porting a mortgage to a new property, looking to refinance your mortgage, or anything else relating to residential mortgages, you’re in the right spot.
Get A Mortgage Solution That Fits Your Needs
Buying a Home
The path to homeownership can be confusing, but it doesn’t have to be. Our team of local experts is here to guide you through every step, from pre-approval to possession day. We offer solutions tailored for:
First-Time Home Buyers
We get it — this time can be a bit scary! You’re about to make the biggest purchase of your life so far. Take the stress out of it with our expert advice and helpful resources.
Buying Your Next Home
Outgrowing your home, or wish to downsize? Transition from your current home to your next, with financing solutions that make the move easy.
Newcomers to Canada
Adjusting to life in a new country can be tricky. We can help you navigate the unique challenges of securing a mortgage as a newcomer, with products designed to help you settle into your new life.
Life’s Major Milestones
Life is full of changes, and your mortgage should be flexible enough to change with you. We have products and strategies to help you leverage your home’s value for a variety of needs.
Access Your Equity
Use the equity in your home to consolidate debt, finance a major project, or invest.
Bridge Financing
Get short-term financing to cover the gap between selling your old home and buying your new one.
New Builds & Presales
Adjusting to life in a new country can be tricky. We can help you navigate the unique challenges of securing a mortgage as a newcomer, with products designed to help you settle into your new life.
Dissolution of Relationship Financing
We provide compassionate and confidential support to help you navigate your financing options during a separation or divorce.
Why Choose a Legacy Mortgage Broker?
At Legacy Mortgage Group, we work for you—not the banks. Our team provides unbiased advice and access to top lending partners, ensuring you get the best product and rate for your unique situation. We make the financing process easy with a secure, digital-first experience that’s always backed by a local expert.
Unbiased Expertise
Unlike some other brokerages, we don’t have partnerships with specific lenders. Our team provides unbiased advice and access to a number of credible lending partners to ensure you get the best product and rate for your unique situation.
Seamless Digital Experience
Our secure digital-first process makes the financing journey easy, allowing you to apply and manage your mortgage from the comfort of your home.
Local, Human Support
Every step of the way, you’ll have a dedicated local expert by your side to answer your questions and provide personalized guidance.
Our Simple 4-Step Process
Understanding your needs
We’ll begin by getting to know you and what your income, lifestyle, debts, and financial goals are. This will help us recommend an approach and determine what you can qualify for.
Building a strategy
Once we know more about you, we’ll work with you to come up with a strategy that aligns with your goals and needs.
Negotiating with lenders
Leave the hard part to us. With experience, professionalism, and expert knowledge, we’ll work hard to get you the best rate and term for your budget and needs.
Future-proofing your new investment
Taking possession of your home is just the beginning. Our team will remain in touch, continuing to build your legacy.
Mortgage Tools
Use these helpful tools to understand your costs when buying a home.
